U.S. Bank Charter Application.
When your business is ready to stand on its own charter, the application is everything. Regulators say yes to a credible plan, the right capital, and leadership who can run a bank. We build all three with you.
Where we come in.
The right charter and regulator
We match you to the right charter type and regulator for the products you run and the business you're building toward.
Plan, capital and stress tests
We build the three-year business plan, capital model and stress scenarios alongside your finance team, to the standard regulators expect.
Board and management bench
We assemble the board and management bench, bringing in experienced banking leadership to strengthen the application.
Pre-filing with regulators
We run the pre-filing meetings with regulators and fold their feedback in, so your application lands clean and moves through review on the first pass.
The result is an application accepted for review on its merits, and a credible path to a charter in your own name.