U.S. Bank Charter Acquisition.
For some fintechs, the fastest route to a U.S. bank charter is to buy one. Acquiring an existing chartered institution can move faster than building one from scratch, once you've found the right bank to buy and won the regulator's approval to own it. Both of those are what we do.
Where we come in.
Acquirable banks that fit
We find acquirable banks that fit: the right charter type, a clean operating history, and a seller open to a deal within your investment range, drawn from three years mapping up to 9,000 U.S. financial institutions.
Fit assessed before you commit
We assess fit before you commit: charter powers, regulatory standing, and what it takes to run the bank once it's yours.
Change in control, approved cleanly
We prepare the change-in-control application and carry it through regulatory review, so your ownership is approved cleanly.
Through the transition
We stay through the transition, from signed deal to a bank operating under your control.
The result is a charter of your own and direct access in your own name, on a timeline an acquisition can unlock.