Stablecoin Liquidity
How Strategic CX helped a global payments company cut stablecoin costs and move from slow, delayed settlements to near real-time liquidity by sourcing institutional-grade pricing and faster settlement infrastructure.
The Challenge
A global payments company processing significant stablecoin volume for cross-border settlements was using a popular one-stop-shop API platform. This fintech vendor offered a convenient solution with multi-currency accounts, fiat rails, and stablecoin infrastructure all through a single integration.
However, convenience came at a cost. The vendor was marking up significantly on top of their underlying liquidity provider, and the client was paying premium rates on every stablecoin transaction without visibility into the actual market pricing.
Key Issues
- Hidden markup layers: Fintech intermediary adding significant markup on top of liquidity provider rates
- Slow settlement speeds: The intermediary's settlement process introduced delays that impacted the client's ability to move funds quickly and meet their own customers' expectations
- No price transparency: Unable to benchmark costs against actual market rates
- Volume-based margin compression: As transaction volume grew, the markup costs were scaling unsustainably
The Solution
Strategic CX analyzed the client's transaction patterns and volume profile, then sourced institutional-grade stablecoin liquidity at significantly better rates, eliminating the inflated pricing and settlement delays of their existing intermediary.
Institutional-Grade Liquidity
Sourced better-priced stablecoin liquidity at the institutional level, replacing inflated intermediary rates with competitive wholesale pricing suited to the client's volume.
Faster Settlement
By going directly to the liquidity source, the client eliminated the processing delays introduced by their intermediary, moving from slow, batched settlements to near real-time execution that kept pace with their business.
Volume-Based Pricing
Negotiated tiered pricing structures that improve as transaction volume increases, aligning incentives with growth.
Full Price Transparency
For the first time, the client had direct visibility into actual market rates, giving them the ability to benchmark, negotiate, and make informed decisions on every transaction.
The Results
Impact Summary
- Sourced institutional-grade liquidity at significantly better rates, replacing inflated intermediary pricing
- Settlement speed moved from slow, delayed batches to near real-time execution
- Full transparency into market rates and transaction costs for the first time
- Scalable pricing that improves with volume growth
"We didn't realize how much our old provider was slowing us down, both in cost and in speed. Going direct to the liquidity source cut our costs significantly and the difference in settlement speed was immediate. Strategic CX opened a door we didn't even know existed."
Paying Too Much for Stablecoin Liquidity?
If your current stablecoin setup is costing too much or settling too slowly, Strategic CX can help you access better infrastructure at better rates.
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